Moving house is a significant life event, driven by a multitude of reasons, whether it’s the need to accommodate a growing family, downsize for simplicity, or simply crave a change of scenery. At Milestone Financial Ltd, we recognise the myriad of considerations surrounding the financial aspects of this transition. Our Free Home Movers Mortgages Planning Consultation aims to address any questions or concerns you may have in this regard.

Prior to embarking on property viewings or entering bidding wars, it’s imperative to engage with us – understanding your borrowing capacity and projected monthly expenses is essential. We offer complimentary initial mortgage advice tailored specifically for Home Movers Mortgages.

Eliminate the tedious task of scouring through numerous banks and building societies – we streamline this process for you, consolidating all options under one roof. Leveraging our partnerships with major UK lenders, alongside local entities, ensures you receive impartial mortgage advice tailored precisely to your unique circumstances. While each lender operates with distinct lending criteria, our expertise guarantees a solution perfectly aligned with your needs.

Navigating the credit report hurdle is crucial, regardless of the borrowing purpose – whether it’s for a mortgage, credit card, or personal loan. We’ll conduct a comprehensive review, ensuring you’re well-positioned for success.

We can assist you in arranging a valuation for your current property to accurately assess your equity. Through our discussion, we’ll determine the optimal utilisation of this equity, whether it’s earmarked for a deposit on your new home or reserved for moving expenses and home improvements.

Securing a mortgage ‘Agreement in Principle’ provides you with the assurance that your desired mortgage is within reach.

Following our Planning Consultation, armed with clarity on borrowing capacity, anticipated costs, and necessary documentation, you’ll be well-prepared to embark on your journey to finding your new home.