When securing a Buy to Let mortgage, your lender typically requires landlord insurance to protect your building against standard threats like storm damage, fire, and flooding. However, at Milestone Financial Ltd, we believe in going the extra mile to ensure your property investment is safeguarded comprehensively.

As a landlord, your property is not just a place to live but also a valuable investment. That’s why we always recommend full landlord cover for rented properties. While basic landlord insurance covers the building against common risks, there are additional considerations to bear in mind.

Unlike residential household policies, landlord insurance is tailored to the unique needs of landlords. While buildings cover remains essential, you may choose to include only basic contents coverage, and damage caused by tenants is typically excluded. However, as a landlord, it’s prudent to consider additional benefits such as Rent Guarantee Cover, Malicious Damage Cover, Legal Expenses, and Eviction of Squatters Cover.

As independent insurance brokers specialising in landlord insurance, we collaborate closely with you to tailor a policy that meets your specific needs. Our panel of insurers is carefully selected to include only those providers known for offering top-quality claims service. After all, your Buy to Let property serves as an additional income stream, so prompt settlement of any claims is crucial to minimise income loss.

With our tailored landlord insurance solutions, you can have peace of mind knowing that your property investment is comprehensively protected, ensuring minimal disruption to your income in the event of unforeseen circumstances.